Nebraska commercial insurance guide: workers' comp rates ($1.12/100), unique agricultural exemptions, and mandatory uninsured motorist auto requirements.
State Guides | 7 min read | 2026-03-15
Nebraska presents a unique insurance environment shaped by its agricultural roots and specific auto regulations. While workers' comp rates hover near the national average, significant exemptions for farm employers and mandatory uninsured motorist coverage create a distinct compliance landscape.…
When it comes to workers' compensation costs, Nebraska sits squarely in the middle of the road. According to the 2024 Premium Rate Ranking Study from the Oregon Department of Consumer and Business Services, Nebraska's median premium rate is $1.12 per $100 of payroll. This places the state 23rd out of 51 jurisdictions, making its rates just 3% higher than the national median. For Nebraska…
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