New Client Guide
You're Covered. Here's What Happens Next.
Your policy is bound and your coverage is active. This guide walks you through what to expect from risk | x — from day one through your first renewal and beyond.
New Client Guide
Your policy is bound and your coverage is active. This guide walks you through what to expect from risk | x — from day one through your first renewal and beyond.
Your Timeline
Your coverage is active. We'll confirm the effective date, carrier, and coverage details via text or email. You're protected from this moment forward.
We'll send your Certificate of Insurance and full policy documents. If you need a COI for a specific contract or landlord, let us know — we'll customize it and send it the same day.
You'll receive a plain-English summary of what's covered, what's excluded, and what your deductibles are. No jargon. If anything doesn't make sense, text us and we'll explain it.
Need a COI? Adding a vehicle? Hiring employees? Just text us. We handle the carrier communication, paperwork, and follow-up. You don't have to call anyone.
Before your policy renews, we re-shop it across multiple carriers. If a better rate or better terms exist, we'll present the comparison. If your current carrier is still the best fit, we'll tell you that too.
No surprises. You'll know your renewal terms well in advance. We handle the transition — you just confirm, and coverage continues without a gap.
Division of Labor
Short version: we do the heavy lifting. You just keep us in the loop.
Stay Connected
After-Hours Emergency
Fire, major accident, or break-in? Call 911 first. Then text us at (800) 400-8398 with "URGENT" and a brief description. We monitor for urgent messages outside business hours.
Don't wonder — just ask. Text us at (800) 400-8398 and we'll answer the same day.
Contact Us