Minnesota combines above-average workers' comp rates (rank 17/51) with a no-fault auto system. Here's how to manage the double cost pressure.
State Guides | 6 min read | 2026-03-18
Minnesota combines above-average workers' comp rates with a no-fault auto system — a double cost pressure for employers. Here's how to manage both.
Minnesota ranks 17th out of 51 jurisdictions for workers' compensation costs, with an index rate of $1.25 per $100 of payroll — 15% above the national median. This places Minnesota in the 'above-average' tier, more expensive than most Midwest states but well below the extremes of New Jersey ($2.16) or Wyoming ($2.23).
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