Connecticut commercial insurance guide: high workers' comp rates, mandatory commercial auto coverage, and key industry risks for Nutmeg State employers.
State Guides | 7 min read | 2026-03-15
Connecticut presents a challenging insurance market with the 6th most expensive workers' compensation rates in the nation and mandatory uninsured motorist coverage for commercial auto. This guide breaks down the essential coverages and state-specific requirements for businesses in the Constitution…
For businesses in Connecticut, managing workers' compensation costs is a top priority. According to the Oregon DCBS 2024 Premium Rate Ranking Study, the state has the 6th most expensive workers' comp rates in the United States, with a median rate of $1.48 per $100 of payroll. This high cost is compounded by the state's strict requirement that any business with one or more employees must carry…
RISKX — Commercial Insurance Agency | Licensed in All 50 States | (800) 400-8398 | service@riskx.com