Trucking Insurance

One highway accident can cost six or seven figures, and FMCSA filings won't wait. RISKX places commercial auto, cargo, and MCS-90 for owner-ops and fleets.

Frequently Asked Questions

What insurance does a trucking company need?

Trucking companies need commercial auto liability (FMCSA requires minimum $750K–$5M depending on cargo), physical damage coverage for your fleet, motor cargo insurance (covers freight you're…

What is the FMCSA insurance requirement for truckers?

The Federal Motor Carrier Safety Administration (FMCSA) requires minimum liability insurance based on what you haul: $750,000 for general freight, $1,000,000 for hazardous materials, and $5,000,000…

How much does trucking insurance cost per truck?

Commercial trucking insurance typically costs $8,000–$15,000/year per truck for a small fleet with experienced drivers. New authorities (less than 2 years) often pay $12,000–$20,000+ per truck due to…

RISKX — Commercial Insurance Agency | Licensed in All 50 States | (800) 400-8398 | service@riskx.com