Security Guard Services Insurance

False arrest and excessive force lawsuits are security's top exposures — and most carriers won't write armed ops. RISKX places GL, E&O, and workers comp.

Frequently Asked Questions

What insurance does a security guard company need?

Security companies need general liability, professional liability (E&O — covers failure to perform contracted security duties), workers' compensation, and commercial auto (for patrol vehicles). Armed…

How much does security guard insurance cost?

Security company insurance costs range from $3,000–$150,000+/year depending on the number of guards, armed vs. unarmed operations, revenue, and services offered. An unarmed patrol company with 5–10…

Does security guard insurance cover false arrest claims?

Yes, general liability policies for security companies typically include coverage for false arrest, detention, and imprisonment claims — but limits and exclusions vary by carrier. Professional…

RISKX — Commercial Insurance Agency | Licensed in All 50 States | (800) 400-8398 | [email protected]