Retail Insurance

Slip-and-falls and product liability claims hit retailers hardest — one lawsuit can wipe out a quarter. RISKX builds BOP packages for storefronts and chains.

Frequently Asked Questions

What insurance does a retail store need?

Retail stores need general liability (for slip-and-fall and product claims), commercial property (for inventory, fixtures, and signage), and workers' compensation (if you have employees). A Business…

Does retail insurance cover stolen inventory?

Yes, commercial property insurance typically covers inventory loss from theft, burglary, and vandalism. However, there are limits and conditions — employee theft (internal shrinkage) usually requires…

How much is general liability insurance for a retail store?

General liability for a small retail store typically costs $400–$1,500/year for a standard $1M/$2M policy. Costs increase with store size, foot traffic, product type (higher for items that could…

RISKX — Commercial Insurance Agency | Licensed in All 50 States | (800) 400-8398 | [email protected]