
Restaurants & Food Services Insurance
Protect What You've Built. Plate by Plate.
Restaurants face a unique combination of risks — from kitchen fires and foodborne illness to slip-and-fall injuries and liquor liability. A single lawsuit can cost more than a year's revenue. risk | x understands the food service industry and builds coverage that addresses every risk from the kitchen to the curb.
What Could Go Wrong.
A customer suffers food poisoning and files a lawsuit
A grease fire damages your kitchen and forces a 3-month closure
A delivery driver causes an accident in your branded vehicle
An intoxicated patron causes property damage after being over-served
Recommended Coverage.
Based on common restaurants & food services risks, we recommend these coverages as a starting point.
Get Restaurants & Food Services Coverage in 30 Seconds.
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What Restaurants & Food Services Businesses Say.
"I didn't even know I needed EPLI until the RISKX team walked me through what happens when a former employee files a claim. Two months later, it happened. That policy paid for itself ten times over."
Angela W.
Owner, Westside Bistro
Restaurant
"A customer slipped on a wet floor during a busy Friday night. The ambulance, the ER visit, the attorney letter — all of it was covered under the GL policy RISKX set up for us. I sleep better knowing we're protected."
Carlos M.
Owner, Fuego Cantina
Restaurant