Beauty Salons Insurance

Chemical burns, dye reactions, and slip-and-falls on wet floors turn into lawsuits fast. RISKX places GL, malpractice, and BOP for salons, spas, and barbers.

Frequently Asked Questions

What insurance does a salon or spa need?

Salons and spas need general liability (for slip-and-fall and allergic reaction claims), professional liability (for service-related claims like burns, cuts, or chemical damage), commercial property…

Does salon insurance cover allergic reactions?

Yes, both general liability and professional liability can cover allergic reaction claims, depending on the circumstances. If a client has an allergic reaction to a product you applied (hair dye,…

How much does salon insurance cost?

A small salon (1-3 stylists) typically pays $500–$1,500/year for general + professional liability. A full-service salon or spa with 5-10 employees usually pays $3,000–$8,000/year for a comprehensive…

RISKX — Commercial Insurance Agency | Licensed in All 50 States | (800) 400-8398 | [email protected]