Chemical burns, dye reactions, and slip-and-falls on wet floors turn into lawsuits fast. RISKX places GL, malpractice, and BOP for salons, spas, and barbers.
Salons and spas need general liability (for slip-and-fall and allergic reaction claims), professional liability (for service-related claims like burns, cuts, or chemical damage), commercial property…
Yes, both general liability and professional liability can cover allergic reaction claims, depending on the circumstances. If a client has an allergic reaction to a product you applied (hair dye,…
A small salon (1-3 stylists) typically pays $500–$1,500/year for general + professional liability. A full-service salon or spa with 5-10 employees usually pays $3,000–$8,000/year for a comprehensive…
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