Auto Services Insurance

A vehicle off a lift or a fire in the paint booth can destroy customer cars in seconds. RISKX writes garage keepers, GL, and workers comp for auto shops.

Frequently Asked Questions

What insurance does an auto repair shop need?

Auto repair shops need general liability, garagekeepers insurance (covers customer vehicles in your care), commercial property, workers' compensation, and garage liability (covers test drives and…

What is garagekeepers insurance?

Garagekeepers insurance covers damage to customer vehicles while they're in your care, custody, or control — whether in your shop, parking lot, or being moved. Standard general liability excludes…

How much does auto shop insurance cost?

A small auto repair shop typically pays $5,000–$12,000/year for a comprehensive package (GL, garagekeepers, property, workers' comp). Costs vary based on number of bays, annual revenue, number of…

RISKX — Commercial Insurance Agency | Licensed in All 50 States | (800) 400-8398 | [email protected]