Auto Services Insurance
Keep Your Shop Running. We'll Handle the Risk.
Auto repair shops, body shops, and detailing businesses work with expensive customer property every day. Between test drives, lifts, chemicals, and customer vehicles, the liability exposure is significant. risk | x builds coverage for auto service businesses that protects your shop, your employees, and the vehicles in your care.
What Could Go Wrong.
A vehicle falls off a lift and is totaled — plus injures a technician
A customer's car is damaged by a chemical spill during detailing
A test drive results in a collision with a third party
A fire in your paint booth damages three customer vehicles
Recommended Coverage.
Based on common auto services risks, we recommend these coverages as a starting point.
Get Auto Services Coverage in 30 Seconds.
We've pre-selected your industry and recommended coverages. Just add your contact details and send us your request.
What Auto Services Businesses Say.
"Our old policy didn't cover customer vehicles while they were in our care. RISKX caught that immediately and got us garage keepers liability. A month later, a car fell off a lift. Without that coverage, we'd have been out $40,000."
Marcus L.
Owner, Precision Auto Works
Auto Repair
"A client's engine seized two days after we did an oil change. They blamed us. The garage liability policy RISKX found for us covered the engine replacement and the legal costs. That one claim would have bankrupted us."
Derek W.
Owner, Westside Motors
Auto Repair